StartOS
Bank Reconciliation

Reconciliation that learns from every transaction

Bank reconciliation is the worst part of the close. You export a CSV, manually match transactions to GL entries, and categorize the rest one by one. Next month, you do it all again, even though 80% of the transactions are from the same vendors.

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Bank Reconciliation — Chase ****4821

18 unmatched · 142 matched

DescriptionAmountStatusSuggestion
STRIPE TRANSFER-$48,200.00
Matched
4000 Revenue
AWS 823914-INFRA-$3,420.18
AI · 96%
5100 Cloud Infra
ANTHROPIC API-2026-04-$1,845.00
AI · 92%
5200 AI Compute
GUSTO PAYROLL APR-$82,500.00
Matched
6300 Salaries
RAMP *NOTION-$960.00
Community
6330 Software
TECHSERVE CONSULTING-$4,200.00
New

How it works

StartOS connects to your bank via Plaid and auto-matches transactions to GL entries. A 5-level AI categorization engine learns your patterns (vendor dictionary, org history, cross-org intelligence, and LLM fallback) so unmatched transactions get suggested categories with one-click GL creation.

  • Plaid bank feed with incremental transaction sync
  • Auto-match bank transactions to GL entries by amount, date, and description
  • 5-level AI categorization (vendor dictionary, org history, cross-org, LLM, anomaly detection)
  • One-click GL entry creation from unmatched bank transactions
  • Batch GL creation for high-confidence AI suggestions (90%+)
  • Corporate card sync (Ramp + Brex) into the same reconciliation flow
  • Confidence badges showing categorization source and accuracy
  • Cross-org learning: patterns from anonymized network improve suggestions over time
  • Spend anomaly detection flags unusual transactions before you close
  • Cash projections and FX management

Three steps to get started

1

Connect your bank

Link your bank account via Plaid. Transactions sync daily. Corporate cards from Ramp or Brex flow in too.

2

AI categorizes automatically

Each transaction runs through 5 categorization levels. Matched items auto-reconcile. Unmatched items get AI suggestions with confidence scores.

3

One click to close

Review AI suggestions, create GL entries in bulk, and every pattern you confirm makes next month faster.

Works with

PlaidRampBrexStripe

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From first dollar
to first audit.

StartOS is in pre-launch early access. We're hand-picking the founders and finance teams we onboard. Tell us about you and we'll respond within 2 business days.

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